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Division of Consumer Finance

Mortgage Broker and Branches

MB & MBB: Mortgage Broker and Branches – Chapter 494, Florida Statutes: The license is required for an entity conducting loan originator activities through one or more licensed loan originators employed by the mortgage broker or as independent contractors to the mortgage broker.

Mortgage Broker Branch: This license is required for mortgage broker licensees who conduct business at locations other than their principal place of business:

  1. The address of which appears on business cards, stationery, or advertising used by the licensee in connection with business conducted under this chapter;
  2. At which the licensee's name, advertising or promotional materials, or signage suggests that mortgage loans are originated or negotiated.
  3. At which mortgage loans are originated or negotiated by a licensee.

Application Requirements and License Maintenance

All mortgage license applications, amendments and renewal filings must now be filed through Nationwide Mortgage Licensing System and Registry (NMLS).

  • To apply, renew or manage a license, click here

Exemptions from Licensure

Click here for Licensing Exemptions

Mortgage Broker Application Requirements

Click here for the Mortgage Broker License Application Checklist

Renewing License

Click here for renewal information.


Click here for Licensing Forms.

OFR-494-09 - Mortgage Brokerage Deposit Account Form

OFR-494-10 - Transaction and Lending Journal

OFR-494-12 - Noninstitutional Investor Funds Account

Statutes and Rules

Chapter 494, Florida Statutes – Loan Originators and Mortgage Brokers

Rule 69V-40, Florida Administrative Code – Mortgage Brokerage

Form OFR-494-14 – Disciplinary Guidelines for Mortgage Loan Originators and Mortgage Entities